Tim Parker

How To Choose a Cash Back Credit Card

There is no absence of credit cards to choose from but how do you decide which card is right for you? You could choose from the many offers that come in the mail, appear in your e-mail box or you find online but you're going to have to go hunting for som... Read >

How Do You Get More Cash Back on Your Credit Card?

Many people have already found the great advantages of a cash back credit card. Providing you are able to pay off your entire balance at the end of each billing period, you can gain some sizable benefits from your card. There are many ways to get more... Read >

Have You Considered a Debt Consolidation Loan?

You're in over your head in debt, aren't you? It's ok to admit it. The average consumer is said to have $8,000 in credit card debt alone so if you're average, or even a little above average, you may not be sure how you will ever pay off your balance. T... Read >

Balance Transfers May Not Be As Attractive As They Look

You've seen them over and over. Until the credit crunch of 2008 brought the credit market to a standstill, the average consumer was finding their mailbox filled with credit card offers. 0% APR was the bold print on the outside of the envelope. The adve... Read >

How do You Avoid Credit Card Fees?

Have you ever paid a fee related to your credit card? Statistics show that you have if you are like most Americans. Some credit card fees are not a result of misuse but a normal charge by the card company. One example of this is an annual fee. You can... Read >

How to Calculate Credit Card Rewards Points

You did all of your research and after hours of looking at the many different options, you settled on what you think is the perfect rewards credit card. You considered all of the terms, you read the fine print that seemed to go on forever, and you found ... Read >

How to Get Your Credit Card's Annual Fee Waived

Why do credit card companies charge an annual fee? Sure, you could ask them and I'm sure they have a script to read to you with a reason that is flimsy at best. Maybe something about making sure everybody with an account actually uses the card as if Ame... Read >

Have You Heard of the Schumer Box?

You may not have heard of the Schumer Box, but you undoubtedly know what it is. It is what makes shopping for a credit card not just convenient, but for many of us, it makes it possible for us to compare credit cards side by side. Have you ever tried ... Read >

Comparing Frequent Flyer Rewards Cards

So you just graduated from college and landed your first full time job. Congratulations! It requires that you travel so being the financially savvy consumer that you are, you compare the frequent flyer rewards cards on the market. Maybe you aren't th... Read >

Do you know what APR is?

Let's look at a fictitious story. You have a friend who isn't very financially savvy. She comes to you and says, "I've always heard that I should shop for the lowest APR but what is APR?" How would you answer her? If you're like many people, including... Read >

Is a Cash Back Credit Card In Your Future?

When shopping for a new credit card, often, consumers make the mistake of focusing mostly on the two characteristics that we hear about the most: the interest rate and the fees. While these two items are very important and should be considered carefully... Read >

Going to College? Consider a College Student Credit Card

If you're a parent of a college student it may be a source of great anxiety. If you're a student getting ready to start the next stage of your life, it's another piece of freedom that you have been waiting all of your life to gain. What is it? Your fir... Read >

Reward Credit Cards for a Frugal Time

You have no idea how excited I am. I'm going to be taking a Caribbean cruise but that's not the exciting part. We're staying in a suite. My wife and I are going to wake up in the morning and step out on to our private balcony to see the ocean. We aren... Read >

Is an Airline Credit Card Right for You?

There's an old adage among people who invest in the stock market. Depending on who you talk to it will sound a little different but it goes something like this: "Never trust airlines and ______" the last word depends on the investor. Many say autos. ... Read >

Cash In With A Cash Back Credit Card

Consumers have different criteria when shopping for a credit card. Most of the credit card reviews focus on two characteristics of the card: The interest rate and fees. This is because statistics show that the majority of people who have credit cards d... Read >